Auto Payment Calculator



Auto Payment Calculator is a tool to calculate the monthly and interest payments for an auto loan. The car loan payment calculator is useful for car owners and buyers to calculate the interest costs for financing a car.

Car Loan Payment Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date


Auto Loan Payment Information

Loan Amount: $22,000.00
Total Monthly Payment:
$427.88
Total # Of Payments: 60
Start Date: Oct, 2023
Payoff Date: Sep, 2028
Down Payment: $15,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $3,673.03
Total of All Costs:
$40,673.03

Auto Payment Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Oct, 2023 1 $114.58 $313.30 $427.88 $21,686.70
Nov, 2023 2 $112.95 $314.93 $427.88 $21,371.77
Dec, 2023 3 $111.31 $316.57 $427.88 $21,055.19
Jan, 2024 4 $109.66 $318.22 $427.88 $20,736.97
Feb, 2024 5 $108.01 $319.88 $427.88 $20,417.09
Mar, 2024 6 $106.34 $321.54 $427.88 $20,095.55
Apr, 2024 7 $104.66 $323.22 $427.88 $19,772.33
May, 2024 8 $102.98 $324.90 $427.88 $19,447.43
Jun, 2024 9 $101.29 $326.60 $427.88 $19,120.83
Jul, 2024 10 $99.59 $328.30 $427.88 $18,792.54
Aug, 2024 11 $97.88 $330.01 $427.88 $18,462.53
Sep, 2024 12 $96.16 $331.72 $427.88 $18,130.81
Oct, 2024 13 $94.43 $333.45 $427.88 $17,797.35
Nov, 2024 14 $92.69 $335.19 $427.88 $17,462.16
Dec, 2024 15 $90.95 $336.93 $427.88 $17,125.23
Jan, 2025 16 $89.19 $338.69 $427.88 $16,786.54
Feb, 2025 17 $87.43 $340.45 $427.88 $16,446.09
Mar, 2025 18 $85.66 $342.23 $427.88 $16,103.86
Apr, 2025 19 $83.87 $344.01 $427.88 $15,759.85
May, 2025 20 $82.08 $345.80 $427.88 $15,414.05
Jun, 2025 21 $80.28 $347.60 $427.88 $15,066.45
Jul, 2025 22 $78.47 $349.41 $427.88 $14,717.03
Aug, 2025 23 $76.65 $351.23 $427.88 $14,365.80
Sep, 2025 24 $74.82 $353.06 $427.88 $14,012.74
Oct, 2025 25 $72.98 $354.90 $427.88 $13,657.84
Nov, 2025 26 $71.13 $356.75 $427.88 $13,301.09
Dec, 2025 27 $69.28 $358.61 $427.88 $12,942.48
Jan, 2026 28 $67.41 $360.47 $427.88 $12,582.01
Feb, 2026 29 $65.53 $362.35 $427.88 $12,219.65
Mar, 2026 30 $63.64 $364.24 $427.88 $11,855.41
Apr, 2026 31 $61.75 $366.14 $427.88 $11,489.28
May, 2026 32 $59.84 $368.04 $427.88 $11,121.23
Jun, 2026 33 $57.92 $369.96 $427.88 $10,751.27
Jul, 2026 34 $56.00 $371.89 $427.88 $10,379.39
Aug, 2026 35 $54.06 $373.82 $427.88 $10,005.56
Sep, 2026 36 $52.11 $375.77 $427.88 $9,629.79
Oct, 2026 37 $50.16 $377.73 $427.88 $9,252.06
Nov, 2026 38 $48.19 $379.70 $427.88 $8,872.36
Dec, 2026 39 $46.21 $381.67 $427.88 $8,490.69
Jan, 2027 40 $44.22 $383.66 $427.88 $8,107.03
Feb, 2027 41 $42.22 $385.66 $427.88 $7,721.37
Mar, 2027 42 $40.22 $387.67 $427.88 $7,333.70
Apr, 2027 43 $38.20 $389.69 $427.88 $6,944.01
May, 2027 44 $36.17 $391.72 $427.88 $6,552.30
Jun, 2027 45 $34.13 $393.76 $427.88 $6,158.54
Jul, 2027 46 $32.08 $395.81 $427.88 $5,762.73
Aug, 2027 47 $30.01 $397.87 $427.88 $5,364.86
Sep, 2027 48 $27.94 $399.94 $427.88 $4,964.92
Oct, 2027 49 $25.86 $402.02 $427.88 $4,562.90
Nov, 2027 50 $23.77 $404.12 $427.88 $4,158.78
Dec, 2027 51 $21.66 $406.22 $427.88 $3,752.55
Jan, 2028 52 $19.54 $408.34 $427.88 $3,344.21
Feb, 2028 53 $17.42 $410.47 $427.88 $2,933.75
Mar, 2028 54 $15.28 $412.60 $427.88 $2,521.15
Apr, 2028 55 $13.13 $414.75 $427.88 $2,106.39
May, 2028 56 $10.97 $416.91 $427.88 $1,689.48
Jun, 2028 57 $8.80 $419.08 $427.88 $1,270.40
Jul, 2028 58 $6.62 $421.27 $427.88 $849.13
Aug, 2028 59 $4.42 $423.46 $427.88 $425.67
Sep, 2028 60 $2.22 $425.67 $427.88 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $427.88 $213.94
Total Interest $3,673.03 $3,301.41
Total Payment $40,673.03 $40,301.41
Total Savings $0 $371.61
Payoff Date Sep, 2028 Apr, 2028


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