Auto Payment Calculator



Auto Payment Calculator is a tool to calculate the monthly and interest payments for an auto loan. The car loan payment calculator is useful for car owners and buyers to calculate the interest costs for financing a car.

Car Loan Payment Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date


Auto Loan Payment Information

Loan Amount: $22,000.00
Total Monthly Payment:
$427.88
Total # Of Payments: 60
Start Date: Mar, 2023
Payoff Date: Feb, 2028
Down Payment: $15,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $3,673.03
Total of All Costs:
$40,673.03

Auto Payment Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Mar, 2023 1 $114.58 $313.30 $427.88 $21,686.70
Apr, 2023 2 $112.95 $314.93 $427.88 $21,371.77
May, 2023 3 $111.31 $316.57 $427.88 $21,055.19
Jun, 2023 4 $109.66 $318.22 $427.88 $20,736.97
Jul, 2023 5 $108.01 $319.88 $427.88 $20,417.09
Aug, 2023 6 $106.34 $321.54 $427.88 $20,095.55
Sep, 2023 7 $104.66 $323.22 $427.88 $19,772.33
Oct, 2023 8 $102.98 $324.90 $427.88 $19,447.43
Nov, 2023 9 $101.29 $326.60 $427.88 $19,120.83
Dec, 2023 10 $99.59 $328.30 $427.88 $18,792.54
Jan, 2024 11 $97.88 $330.01 $427.88 $18,462.53
Feb, 2024 12 $96.16 $331.72 $427.88 $18,130.81
Mar, 2024 13 $94.43 $333.45 $427.88 $17,797.35
Apr, 2024 14 $92.69 $335.19 $427.88 $17,462.16
May, 2024 15 $90.95 $336.93 $427.88 $17,125.23
Jun, 2024 16 $89.19 $338.69 $427.88 $16,786.54
Jul, 2024 17 $87.43 $340.45 $427.88 $16,446.09
Aug, 2024 18 $85.66 $342.23 $427.88 $16,103.86
Sep, 2024 19 $83.87 $344.01 $427.88 $15,759.85
Oct, 2024 20 $82.08 $345.80 $427.88 $15,414.05
Nov, 2024 21 $80.28 $347.60 $427.88 $15,066.45
Dec, 2024 22 $78.47 $349.41 $427.88 $14,717.03
Jan, 2025 23 $76.65 $351.23 $427.88 $14,365.80
Feb, 2025 24 $74.82 $353.06 $427.88 $14,012.74
Mar, 2025 25 $72.98 $354.90 $427.88 $13,657.84
Apr, 2025 26 $71.13 $356.75 $427.88 $13,301.09
May, 2025 27 $69.28 $358.61 $427.88 $12,942.48
Jun, 2025 28 $67.41 $360.47 $427.88 $12,582.01
Jul, 2025 29 $65.53 $362.35 $427.88 $12,219.65
Aug, 2025 30 $63.64 $364.24 $427.88 $11,855.41
Sep, 2025 31 $61.75 $366.14 $427.88 $11,489.28
Oct, 2025 32 $59.84 $368.04 $427.88 $11,121.23
Nov, 2025 33 $57.92 $369.96 $427.88 $10,751.27
Dec, 2025 34 $56.00 $371.89 $427.88 $10,379.39
Jan, 2026 35 $54.06 $373.82 $427.88 $10,005.56
Feb, 2026 36 $52.11 $375.77 $427.88 $9,629.79
Mar, 2026 37 $50.16 $377.73 $427.88 $9,252.06
Apr, 2026 38 $48.19 $379.70 $427.88 $8,872.36
May, 2026 39 $46.21 $381.67 $427.88 $8,490.69
Jun, 2026 40 $44.22 $383.66 $427.88 $8,107.03
Jul, 2026 41 $42.22 $385.66 $427.88 $7,721.37
Aug, 2026 42 $40.22 $387.67 $427.88 $7,333.70
Sep, 2026 43 $38.20 $389.69 $427.88 $6,944.01
Oct, 2026 44 $36.17 $391.72 $427.88 $6,552.30
Nov, 2026 45 $34.13 $393.76 $427.88 $6,158.54
Dec, 2026 46 $32.08 $395.81 $427.88 $5,762.73
Jan, 2027 47 $30.01 $397.87 $427.88 $5,364.86
Feb, 2027 48 $27.94 $399.94 $427.88 $4,964.92
Mar, 2027 49 $25.86 $402.02 $427.88 $4,562.90
Apr, 2027 50 $23.77 $404.12 $427.88 $4,158.78
May, 2027 51 $21.66 $406.22 $427.88 $3,752.55
Jun, 2027 52 $19.54 $408.34 $427.88 $3,344.21
Jul, 2027 53 $17.42 $410.47 $427.88 $2,933.75
Aug, 2027 54 $15.28 $412.60 $427.88 $2,521.15
Sep, 2027 55 $13.13 $414.75 $427.88 $2,106.39
Oct, 2027 56 $10.97 $416.91 $427.88 $1,689.48
Nov, 2027 57 $8.80 $419.08 $427.88 $1,270.40
Dec, 2027 58 $6.62 $421.27 $427.88 $849.13
Jan, 2028 59 $4.42 $423.46 $427.88 $425.67
Feb, 2028 60 $2.22 $425.67 $427.88 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $427.88 $213.94
Total Interest $3,673.03 $3,301.41
Total Payment $40,673.03 $40,301.41
Total Savings $0 $371.61
Payoff Date Feb, 2028 Oct, 2027


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